Unauthorised use and/or duplication of this material without express and written permission from this sites author and/or owner is strictly prohibited. Take the Next Step After PayPal Closed Your Account Here's an idea a true pal would share: Reach out to a specialized high-risk payment processor. I had to email them a scan of my driver's license to verify my address before they would lift the restriction. I was assured that they would inform me again via email about what would happen in the next 3 days. Click 'Transfer to bank account', the minimum amount you can withdraw is $1. The only thing that I thought could cause an issue was that I had several email addresses linked to one PayPal account. If they are not able to convince the SEC that my proposal is not appropriate it will appear on the ballot in 2021 and they will at least have their unethical behavior exposed to the stockholders. They told me that things still risky, this is too weird, and also this happened because I wanted to add my ITIN without any request. Despite literally 100s of messages I cannot get a honest answer from PayPal - they send the same auto message and Ive not really idea why the account closed or when Ill get access to my money anyone got any ideas how to solve this? I wish I could still buy on eBay though. If I try to pay with my bank account or bank account card, paypal either gives me an unexplained error, or, tells me the card issuer denied the transfer. PPC was zero for most of 2019 but had a charge of $2700 on it in Oct 2019. monthly payments double the minimum. And the problem is, although some offer bank transfers, many of them will only use PayPal. This content may be old or outdated. But keep fighting back. So, she spent a few minutes writing up some notes for the backroom team to look at. If PayPal starts investigating, or ultimately decides to close your account, funds may be held for up to six months, or the. Please contact the moderators of this subreddit if you have any questions or concerns. Well, apart from be careful when using PayPal. A few months ago his PayPal was hacked due to a data breach that unfortunately lead to his emails etc being compromised. I rang PayPal, explained the situation, and I should hear back in 72 hours. Imagine the amount of fund they are holding with this excuses and utilizing it for their own use earning interest on it. And just like that, I was back in business. After 72 hrs they will close the account. At first, I thought that maybe it wasnt really a bad thing and I could live without it. Have you actually logged into your PayPal account and contacted PayPal? But I never considered how much I needed it until I received a dreaded email. Im not sure there is one. I did these things and the very next day my account was permanently banned. Odds are the OP's doing something that set off an alarm, such as products sold, chargebacks, or whatever. Making billions of dollars sucking money out of people trying to make few dollars and company like Paypal to take advantage of it is pure evil and should be banned. I had a very unusual incident with Synchrony Bank. close your account; add money to your account; remove a card; remove a bank account; send refunds; Avoiding Suspicion To prevent your account from being limited in the first place, keep your account in order by following these guidelines: Treat your PayPal account as you would your bank account: use secret passwords and keep them to yourself! eBay Ads shared an inspiring story on how eBay's advertising solutions let to a successful business, Check out some of the top keywords when buying gifts for Gen Z, Tune in and learn all about shipping discounts, thermal printers, and Best Offers. Catch up on the highlights and recordings from 2022 eBay Open, Tune in to hear how these seller went from Bricks & Mortar to an Online Store, Congratulations to the 2022 Up & Running Grantees, Updates are happening to some item specifics and category structures. Most are just a few s, whilst some can be up to 100. She says on July 8, the money was deposited into her PayPal account. I was fighting with them for months. I just mark them as spam and ignore them. Everyone needs to complain to EBAY/AMAZON. How you would ever get your money back from them, I have no idea. The company does not explain the closures, but it is important to note that you can still make purchases, withdraw money, and create a new one if you want to continue using their services. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. I genuinely have no idea. Because of potential risk exposure, we've permanently limited your account. Their current system is unethical and un-American. You need to try and be proactive. perhaps send a formal letter thru the mail to the executive offices as well. If we close your Balance Account or terminate your use of the PayPal services for any reason, we'll provide you with notice of our actions and make any unrestricted funds held in your Balance Account . You'll no longer be able to use the account for any transactions. Learn how your comment data is processed. Im Pete and I went from struggling to pay my bills to a comfortable lifestyle in a short space of time. PayPal closed my account with $22k and holds money for PayPal wont let me withdrawal my money from my account! He then contacted PayPal about it and instead of helping him they LOCKED HIS ACCOUNT. I was warned that they may just ignore my pleas and I would not hear any further. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Read the full T&C here. Enter the amount you want to withdraw, I filled in every penny of course. Then I found thousands of people were having the same problem being banned because "you may have done something." Now, if PayPal decided that my account was to be closed and they were going to keep my money, I have no idea who I would complain to or if there was any chance of me ever getting it back. Over the last 7 years, Ive been sharing ways that Ive made extra money and I how I cut my bills. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. Good morning,PayPal closed my account for no reason in June 2019. PayPal closed account for no reason and now holdin PayPal closed account for no reason and now holding my money for 180 days. I had the following sync CC's. Limit./. How To Find A Netflix Discount And Other Ways To Save. Is it legal for PayPal to not allow someone to close Red triangle with exclamation mark on the name of a payer Press J to jump to the feed. If you're only depending on emails, stop doing that. If you have an account with PayPal, you may be wondering why PayPal closed with money in it. This practice is not only wrong but should be illegal and should be reviewed and investigated. I appealed in writing in February, 2020 and didn't even receive a response. $35k / 0. The FTC slaps them with a fine thats chump change for them because they got caught in 2015 for fraudulent and deceptive practice. Our guide will show you how to verify your closed PayPal account! I tried contacting them via the help centre last Friday but still yet to recieve any response. I went trough some nightmare too when Paypal closed my account in July, but after reading this blog I give a call to Paypal Assistance, talk with a very patient and comprehensive agent who took a look at my history . 3. maybe someone wanted to report you perhaps I'm not really sure. Maybe they're saying you have 2 Ebay accounts linked to that 1 Paypal account? You can open a new one u need to reset ur ip address clear cookies change ur name a little..and open a new bank acct. Out of nowhere, I get an email from PayPal saying that they are putting my account on restricted status making it so I can't receive or send payment. Guess what? When I called the redacted number, a "PayPal" representative answered the phone. Ya the funny thing is I never sold one thing using PayPal ii never used there service to send or receive funds in a manner that even constitutes a sale all I did was have my unemployment money sent to the account and used the card to buy stuff and pay bills never used the account to receive any payments for anything I sent to anyone and they still hold my money saying somebody could posssibly dispute it. This is completely ridiculous and by far the worst experience I have ever had with a company in my life. Paypal do not give reasons for why they have banned you, they just say you have violated their user agreement or acceptable useage policy. They won't tell him nothing. Plus, I receive a lot of my extra earnings into the account. Got randomly soft-banned 2 weeks ago - probably because I triggered their automatic system by recharging my PP wallet twice in a short timeframe, something I usually don't do but was necessary this time. Those who fight back get their accounts reinstated. @CH4 wrote: Hi MyFico members, this is my first post so please go easy, I have tried to include as much information as possible. they are kicked of ebay due to dodgy tax finds in certain countries.. ebay coughed up 7.1m owed to the uk around 5-6 years ago. Make the most of the tools that help you grow your business on eBay. If there is a balance at the time of closure, PayPal will send the balance to your primary residence or revert the balance to your state of residency. The money would not go through. . The only questionable transactions came from a company in Hong Kong. Also tried calling several times, phone was answered, after they checked into my account they literally hung up on me . I didnt really hold much hope of hearing anything because I assumed that there was something wrong with my account that I had missed. After reviewing your account, we have decided to close it because of security issues. Start with your legal issue to find the right lawyer for you. She agreed that there didnt seem to be any obvious reason for my PayPal account to be cancelled. The only way to get their attention is to sue them, or as I finally did take what I call the nuclear option. So the invoice is showing up in my PayPal account. Lawyer directory. no calls center in the uk india/ebay india/hermes anywhere not the uk. I get plenty of them, especially pretending to be from banks, so why should this be any different? For a better experience, please enable JavaScript in your browser before proceeding. They should not be in business if only thing they care about is sucking money out of business people and don't care after. Original post was 11/30original poster is probably no longer around. I had a look through my transactions for some clues. I called the number and it was an automated message saying I needed to write to them. PayPal states that you can have 2 accounts 1 business and 1 personal. But to be honest they don't ban accounts for 0 reason, what would be the point? paypal be glad they have had investigations for allowing money from banks not refundung reaping the interest on it then returning. This morning i woke up to an email saying they have closed my acount and holding the money for 180days (y so long) and that any appealing would be denied. Cheers James@Roomba Reviewssays Once i did this I finally saw the transaction for my sold item on paypal, and was extremely happy that i finally figured it out, however I couldn't remember my password as I was using auto fill in so I changed my password to something I could remember. A software fraud system picks you out and nobody understands the software sufficiently to figure out why you were banned. Also cancel all your ebay sales as you don;t want to wreck your account while you're trying to sort this out. Two days ago I cashed out on one of my investments, and tried to send my younger brother some money. PayPal's Code of Business Conduct and Ethics is a joke. Unbelievable. I had had. You are using an out of date browser. It's not like PayPal wasn't making money off of me. You have sold anything in a while so they are treating you like a new seller which they put a hold on your funds and that doesn't mean they shut you down. They do ban people for no real reason. In my case, I'm actually glad they did restrict the accountwho knows what could've happened if they hadn't. You are just talking to an over-automated system when you reach for answers. After a few button pushes, I was put through to a helpful woman in Ireland. I really think about to cancel my paypal account^^, Perhaps you should contact them & try to clear this up perhaps try someone, I've had that happen paypal even wanted me to pay the other account's debt. PayPal will freeze you account, embezzle your money (not stealing because they already have it), tell you that you MAY have done something wrong, their decision cannot be appealed, that they have no obligation to tell you anything more, and that you gave up any rights agreeing to their terms of service. - Transactions largely different than your regular transactions. They will not allow me to withdraw a payment in the account. They claim that I have another account linked to my PayPal account because they noticed that this other account shows similar transactions. Phone them and try and explain the situation is your only hope. He said that someone had accessed my PP account from another country, and that is why they restricted my account. They are like blood suckers only cares about their own benefit by taking advantage of small business people. I had my account restricted recently for a few days. You can't reach a real person. I only created an account because I used to sell on eBay and buyers had moved away from sending me cheques or Postal Orders (remember those?) No one here has access to your "Financials", so we can't begin to tell you why they terminated your account. Paypal holds your funds for 180 days as that is the same time frame that buyers have to open paypal disputes. Inspiration Seeker. Only they can tell you. I usually have around 10-20 payments into my account each week. Snoop App Review Is It Safe And What Are The Benefits? PayPal Credit - $10k/$2500. They say they may not release the money before 180 days. Mea. 4. Crap. Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. Your article is the first that's given me some hope that my account will be restored. If you have to do it, make sure you have a debit or credit card that is linked to your PayPal account as they need it for security purposes. If you have not done so, Read our FAQ! Paypal will freeze accounts that have a sudden increase in sales in a short time period, accounts that suddenly are selling items out of the norm for that account, or they can freeze accounts that have somehow violated TOS. One morning, I woke up to an email from PayPal telling me Were initiating the closure of your PayPal account. Not the best start to a day.